body {
	font-size: 12px;
	font-family: Arial, Tahoma, Verdana;
	color: #3a3b3b;
	background: #FFFFFF;
	text-align: center;
	margin: 0px;
	padding: 0px;
}

#holder {
	width: 960px;
	background: #edf2fa;
	text-align: left;
	margin: 12px auto 12px;
	border: 1px solid #e6e6e6;
}

/************************************************
*	Hyperlinks									*
************************************************/

a, a:visited {
	color: #354868;
	font-weight: normal;
	text-decoration: none;
}
	
a:hover {
	text-decoration: underline;
	font-weight: normal;
}

/************************************************
*	Header  									*
************************************************/

#header {
	background: #354868;
	height: 120px;
	margin: 0px;
	padding: 0px;
	
}

#headerleft {
	width: 460px;
	float: left;
	font-size: 14px;
	margin: 0px 0px 0px 20px;
	padding: 0px 0px 0px 0px;
	overflow: hidden;
	}
	
#headerleft a img {
	border: none;
	margin: 0px;
	padding: 0px;
}
	
#headerleft .logo {
	margin: 16px 0px 0px 0px;
	padding: 0px;
}

#headerleft h1 {
	display: none;
	visibility: hidden;
}

#headerright {
	width: 460px;
	float: right;
	font-size: 14px;
	text-align: right;
	margin: 55px 20px 0px 0px;
	padding: 0px 0px 0px 0px;
	overflow: hidden;
	color: #7a8ba8;
	}
	
#headerright a, a:visited {
	color: #fcc600;
	text-decoration: none;
}

#headerright a:hover {
	color: #fcc600;
	text-decoration: underline;
}

#headerright .phone {
	color: #EEEEEE;
	font-weight: normal;
}

/************************************************
*	Navbar      								*
************************************************/

#navbar {
	width: 960px;
	background: #ffffff url(images/layout/menu-bg.jpg) no-repeat;
	height: 54px;
	color: #354868;
	margin: 0px auto 0px;
	padding: 10px 0px 0px 0px;
}
	
#navbar li {
	display: inline;
	list-style-type: none;
	margin: 0px 0px 0px 0px;
	padding: 0px;
}
		
#navbar ul {
	margin: 0px;
	padding: 0px 0px 0px 5px;
}
	
#navbar ul li a {
	font-size: 13px;
	font-family: Arial, Tahoma, Verdana;
	color: #354868;
	padding: 0px 14px 0px 14px;
	margin: 0px 0px 0px 0px;
	font-weight: bold;
	text-decoration: none;
	border-right: 1px solid #a1afc5;
}

#navbar ul li a:hover {
	color: #354868;
	padding: 0px 14px 0px 14px;
	margin: 0px 0px 0px 0px;
	text-decoration: underline;
}

/************************************************
*	Home Page        					     		* 
************************************************/

#homepage {
	width: 960px;
	background-color: #edf2fa;
	margin: 0px auto 0px;
	padding: 0px 0px 0px 0px;
	line-height: 20px;
}

#homepage a, a:visited {
	color: #354868;
	text-decoration: none;
}
	
#homepage a:hover {
	text-decoration: underline;
}

#homepage p {
	margin: 0px;
	padding: 0px;
}
	
#homepage h3 {
	color: #FFFFFF;
	font-size: 13px;
	font-family: Arial, Tahoma, Verdana;
	font-weight: bold;
	margin: 0px 0px 10px 0px;
	padding: 2px 7px;
	display: block;
	background-color: #687b99;
	width: 168px;
	}

#arrow ul{
	list-style-type: none;
	margin: 0px 0px 10px 0px;
	padding: 0px 0px 0px 4px;
	}
	
#arrow ul li{
    background: url(images/layout/arrow.gif) no-repeat top left;
	padding: 0px 0px 1px 20px;
	margin: 0px 0px 0px 0px;
	}
	
#dot ul{
	list-style-type: none;
	margin: 0px 0px 10px 0px;
	padding: 0px 0px 0px 4px;
	}
	
#dot ul li{
    background: url(images/layout/dot.gif) no-repeat top left;
	padding: 0px 0px 1px 16px;
	margin: 0px 0px 0px 0px;
	}	

#homepageleft {
	float: left;
	background: #edf2fa url(images/layout/bg.jpg) repeat-x;
	width: 718px;
	margin: 0px 0px 0px 0px;
	padding: 0px 10px 0px 20px;
}

#homepageleft .banner {
	margin: -425px 0px 0px 0px;
	padding: 0px;
}

#homepageright {
	float: right;
	background: #edf2fa url(images/layout/bg.jpg) repeat-x;
	width: 182px;
	margin: 0px 0px 0px 0px;
	padding: 0px 20px 0px 10px;
}

#homepageright p {
	margin: 0px 0px 2px 0px;
	padding: 0px 0px 0px 7px;
	line-height: 16px;
}


/************************************************
*	Homepage Bottom					     		* 
************************************************/

#homebottom {
	width: 960px;
	background-color: #edf2fa;
	margin: 20px auto 0px;
	padding: 20px 0px 0px 0px;
	line-height: 20px;
}

#homebottom a, a:visited {
	color: #354868;
	text-decoration: none;
}
	
#homebottom a:hover {
	text-decoration: underline;
}

#homebottom h3 {
	color: #FFFFFF;
	font-size: 14px;
	font-family: Arial, Tahoma, Verdana;
	font-weight: bold;
	margin: 0px 0px 10px 0px;
	padding: 4px 7px;
	display: block;
	background-color: #354868;
	width: 266px;
}

#homebottom p {
	margin: 0px 0px 8px 0px;
	padding: 0px 0px 0px 7px;
	line-height: 16px;
}

#homebottom ul{
	list-style-type: none;
	margin: 0px 0px 10px 0px;
	padding: 1px 0px 1px 4px;
	border-top: #adb8ca 1px solid;
	border-bottom: #adb8ca 1px solid;
	}
	
#homebottom ul li{
    background: url(images/layout/arrow.gif) no-repeat top left;
	padding: 0px 0px 1px 20px;
	margin: 0px 0px 0px 0px;
	}	

#homebottomleft {
	float: left;
	width: 280px;
	background-color: #edf2fa;
	margin: 0px 0px 0px 20px;
	padding: 0px 20px 20px 0px;
	overflow: hidden;
}
	
#homebottommiddle {
	float: left;
	width: 280px;
	background-color: #edf2fa;
	margin: 0px 0px 0px 0px;
	padding: 0px 20px 20px 20px;
	overflow: hidden;
}
	
#homebottomright {
	float: right;
	width: 280px;
	background-color: #edf2fa;
	margin: 0px 20px 0px 0px;
	padding: 0px 0px 20px 20px;
	overflow: hidden;
}

/************************************************
*	Page        					     	    * 
************************************************/

#page {
	width: 960px;
	background-color: #edf2fa;
	margin: 0px auto 0px;
	padding: 0px 0px 0px 0px;
	line-height: 20px;
}

#page a, a:visited {
	color: #354868;
	text-decoration: none;
}
	
#page a:hover {
	text-decoration: underline;
}

#page p {
	margin: 0px;
	padding: 0px;
}

#page h2 {
	color: #354868;
	font-size: 16px;
	font-family: Arial, Tahoma, Verdana;
	font-weight: bold;
	margin: 0px 0px 10px 0px;
	padding: 0px;
}

#page h3 {
	color: #3a3b3b;
	font-size: 13px;
	font-family: Arial, Tahoma, Verdana;
	font-weight: bold;
	margin: 0px 0px -2px 0px;
	padding: 0px;
}

#page ul{
	list-style-type: none;
	margin: 0px 0px 10px 0px;
	padding: 0px 0px 0px 4px;
	}
	
#page ul li{
    background: url(images/layout/arrow.gif) no-repeat top left;
	padding: 0px 0px 1px 20px;
	margin: 0px 0px 0px 0px;
	}	

#pageleft {
	float: left;
	background: #edf2fa url(images/layout/bg.jpg) repeat-x;
	width: 465px;
	margin: 0px 0px 0px 0px;
	padding: 0px 10px 20px 20px;
}

#pageleft .wealthbanner {
	margin: 30px 0px 0px 22px;
	padding: 0px;
}

/* Photos */

#pageleft .cpphoto {
	margin: 3px 0px 0px 22px;
	padding: 0px;
	border: 3px solid #d6dde9;
}

#pageleft .sphoto {
	margin: 3px 0px 0px 22px;
	padding: 0px;
	border: 3px solid #d6dde9;
}

#pageleft .pphoto {
	margin: 3px 0px 0px 22px;
	padding: 0px;
	border: 3px solid #d6dde9;
}

#pageleft .pcphoto {
	margin: 3px 0px 0px 22px;
	padding: 0px;
	border: 3px solid #d6dde9;
}

#pageleft .ccphoto {
	margin: 3px 0px 0px 22px;
	padding: 0px;
	border: 3px solid #d6dde9;
}

#pageleft .cuphoto {
	margin: 3px 0px 0px 22px;
	padding: 0px;
	border: 3px solid #d6dde9;
}

/* End Photos */

#pageright {
	float: right;
	background: #edf2fa url(images/layout/bg.jpg) repeat-x;
	width: 415px;
	margin: 0px 0px 0px 0px;
	padding: 0px 40px 20px 10px;
}

#pageright p {
	margin: 0px 0px 10px 0px;
	padding: 0px 0px 0px 0px;
	line-height: 16px;
}

#pageright p .contactus {
	margin-bottom: 50px;
}

#pageright .small {
	color: #3a3b3b;
	font-size: 10px;
	line-height: 12px;
}

#pagefull {
	float: right;
	background: #edf2fa url(images/layout/bg.jpg) repeat-x;
	width: 880px;
	margin: 0px 0px 0px 0px;
	padding: 0px 40px 20px 40px;
}

#pagefull p {
	margin: 0px 0px 10px 0px;
	padding: 0px 0px 0px 0px;
	line-height: 16px;
}

/************************************************
*	Footer      								*
************************************************/

#footer {
	width: 960px;
	height: 107px;
	margin: 0px 0px 0px 0px;
	padding: 0px 0px 0px 0px;
	background: #edf2fa;
}

#credits {
	display: block;
	background-color: #d6dde9;
	width: 900px;
	margin: 0px 0px 20px 20px;
	padding: 10px;
}

#credits p {
	color: #717987;
	font-size: 10px;
	margin: 0px;
	padding: 0px;
}

#credits a {
	color: #253550 ;
	text-decoration: none;
	font-weight: normal;
}

#credits a:hover {
	color: #253550 ;
	text-decoration: underline;
	font-weight: normal;
}

#sitscredits {
	width: 980px;
	margin: 0px 0px 0px 0px;
	padding: 0px 0px 15px 0px;
	height: 10px;
}

#sitscredits p {
	color: #717987;
	font-size: 10px;
	margin: 0px 0px 0px 0px;
	padding: 0px 16px 0px 0px;
	float: right;
}

#sitscredits a, a:visited {
	color: #354868;
	font-weight: normal;
	text-decoration: none;
}

#sitscredits a:hover {
	text-decoration: underline;
	font-weight: normal;
}

/************************************************
*	Contact Form								*
************************************************/

form { 
	margin:0px;
}

form h3 {
	margin-bottom: 0;
}

td {
	height:10px;
	padding-bottom:10px;
}

td h3 {
	margin-top:20px;
}

input {
	background-color:#FFFFFF; 
	border:#999999 1px solid; 
	color: #333333; 
	padding:1px;
	margin:2px;
	width:205px;
}

input.submit {
	background: #354868;
	font-size:1em;
	color: #FFFFFF;
	margin-top:10px;
	margin-bottom:10px;
	width:75px;
}

textarea {
	background-color:#FFFFFF; 
	border:#999999 1px solid; 
	color: #333333; 
	padding:1px;
	margin:2px;
	height: 120px; 
	width: 300px;
}

#pageright .contactus {
	margin-bottom: 20px;
	margin-top: 25px;
}